Its about living...
Is the ability of making a full income important to you?
What would you do financially if you woke up after triple-bypass surgery and you were the main breadwinner of the family?
Will you ask your husband or wife to work two jobs to cover the difference? If you are a single parent your 16yr old child may have to leave school to work?
How will you cover the difference in salary?
Most of us aren't even aware that Lifestyle protection exists and that it covers 23 different illnesses. It provides you with the possibility of having a lump sum of up to $2,000,000 to give you peace of mind. Furthermore there are added benefits for example Best Doctors which provides you with the opportunity of having a second diagnosis with a specialist worldwide.
The reality is we have great news within a situation that could be devastating to ourselves and our family members.
Protect your financial future by not having to destroy your retirement, and education funds while trying to maintain your daily expenses, monthly bills and possibly newly required medication that may not be covered by government health plans.
What are you willing to do to protect the ones you love when you are not medically capable of doing it?
Does your business need lifestyle protection?
As a business owner this is the most likely question to come to your mind when looking at your daily activities.
Imagine yourself the owner or your key person being diagnosed with Parkinson's disease or life-threatening cancer. What would be your next financial step towards recovery? How will the business financially cover a replacement or even fund a buy-sell agreement to cover you or the partner who is unable to work?
The solution to the preceding questions could have been simply used as a tax deductible business expense and the benefits could then be distributed to the employees tax-free.
Peace of mind for a business is when it can continue running regardless if its owner or key person needs to focus on what really matters to them... recovering.
Make sure to protect you and your employees, the heart of your business, from the financial risk of critical illness.
- Article by Garen Lewis
